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The Daily Insight

What is a merit credit card?

Author

Robert Guerrero

Updated on February 27, 2026

The Merit Platinum Card is a catalog card that is issued by Horizon Card Services. The Merit Platinum Card one of their many credit card or accounts that allows you to shop on their online store. It is a very easy card to get because there is no credit checks or emloyment checks.

Considering this, can I use my merit platinum card anywhere?

Merit Platinum Card drawbacks

You can only use this card for purchases made at the Horizon Outlet shopping site. Use it anywhere else and you'll be declined. Monthly fee.

Also Know, where can I use the unique platinum card? The Unique Platinum Card is a store card that can only be used at My Unique Outlet, an online retailer. Aside from limited use, you'll pay a high monthly membership fee of $19.95, which adds up to $239.40 annually.

In this way, what is merit merchandise credit card?

Issued by Horizon Card Services, the Merit Platinum Card is a merchandise credit card designed for those shoppers that have no or limited credit. This card offers credit building tools by reporting credit activity to 1 credit Bureau on monthly basis.

What is a freedom gold card?

The Freedom Gold Card is a catalog and retail card from Horizon Card Financial Services. The card is ideal for anyone building or rebuilding their credit score. This card features a 0% APR, a credit limit of $750, roadside assistance, discounts on prescription meds, and no credit or employment checks.

Related Question Answers

Who is merit card services?

The Merit Platinum Card is a basic store card offer from Horizon Financial Services. The Merit Card perfect for consumers seeking to establish or rebuild their credit score. This card features a no interest on purchases, a credit limit of $750, and no credit check.

Does aspire increase credit?

We do not accept Credit Limit increase requests.

What is the Horizon Outlet Store?

Horizon Outlet is an online shop that requires anyone to be a member before they access the site. Members are given a 16 digit Horizon Gold card number as one of their log-in details. They offer an array of products for men, women, home, toys, seasonal items, and many more.

Is unique platinum a credit card?

The Unique Platinum Card is a merchandise card for people that struggle to find a traditional credit card. The card is unsecured, meaning successful applicants receive access to $1,000 in credit lines to Unique's online portal.

What is vast platinum card?

"Vast Platinum is a catalog card issued by Unique Card Services. The card offers borrowers a credit line of up to $1,000 with no credit checks or credit turndowns. The catch is that cardholders must pay a monthly membership fee of $19.95 and an activation fee of $29.95.

What is merit platinum?

The Merit Platinum Card is a basic store card offer from Horizon Financial Services. The Merit Card perfect for consumers seeking to establish or rebuild their credit score. This card features a no interest on purchases, a credit limit of $750, and no credit check.

What is Group One Platinum card?

The Group One Platinum Card is a retail card made for repairing bad credit and is one of the better cards for no credit score at all. You can use it to purchase a variety of items through the Horizon Outlet, improve your credit, and access member benefits like legal services and discounts on prescriptions.

What is Horizon credit?

Horizon Card Services account is a line of credit that can be used by an account holder to shop exclusively at our online shopping website … Horizon Card Services does not facilitate, nor provide assistance in obtaining credit from any other credit-issuing entities.

Does vast platinum report to credit bureaus?

Yes, Vast Platinum reports your account activity to the following credit reporting agencies: Equifax. Experian. Transunion.

What is the Evolve card?

â„  Sallie Mae Evolveâ„  Earn a $200 cash back reward after you spend $1,000 in the first 3 months1. Plus, earn 2% cash back on your two highest-spending eligible categories per month,2 and earn 1.5% on everything else. You spend, you earn.

What kind of credit card is freedom gold?

The Freedom Gold Card is a catalog card. This is also called a merchandise card. This type of card lets you shop at a designated online store. It is valid only for merchandise at The Horizon Outlet.

What is DeLuxe signature card?

A DeLuxe Signature card is a store credit card issued by the Hutton Chase Corporation. It is suitable if you want to buy some high-end electronics and other items you couldn't afford. The Luxe Signature Merchandise Credit Card is a revolving line of credit.

Does blaze MasterCard give credit increases?

The Blaze Mastercard is an unsecured credit card designed specifically for people working toward building their credit. After making six on-time monthly payments, cardholders can qualify for a credit line increase, but they will pay an annual fee and authorized user fee.