Is Liberty Mutual good insurance?
Rachel Hernandez
Updated on March 20, 2026
The scoring formula takes into account pricing and discounts, ease of filing a claim, website transparency, financial strength, complaint data from the National Association of Insurance Commissioners and more. Based on these ratings, Liberty Mutual is among NerdWallet's Best Car Insurance Companies for 2021.
Also to know is, is Liberty Mutual insurance Expensive?
Although Liberty Mutual is very expensive for our sample drivers, it may not be expensive for you, and we recommend you compare quotes across multiple companies when shopping for auto insurance.
Cheapest for young drivers: Geico.
| Liberty Mutual | Geico | |
|---|---|---|
| Average annual cost | $13,369 | $4,400 |
Similarly, are Geico and Liberty Mutual the same company? Liberty Mutual coverage options look identical to Geico's because Geico doesn't have its own insurance policies—instead, Geico uses an underwriting company to provide insurance to its customers, and Liberty Mutual is one of the home insurance underwriters for Geico.
Secondly, is Liberty Mutual an A rated insurance company?
Liberty Mutual has an A rating from AM Best, which is lower than some of the other policies we have rated. Its pricing is one of the best in our ratings, with a sample monthly cost of $112.75. This is second only to Erie Insurance.
Is Liberty Mutual cheaper than State Farm?
Typically, Liberty Mutual offers cheaper prices than State Farm for prospective clients with credit scores of lower than 580. Those with outstanding credit — a score of 800 or higher — should opt for State Farm, which typically beats Liberty Mutual by $532 per year.
Related Question Answers
Is Liberty Mutual a good place to work?
2, 2020) – Liberty Mutual Insurance has been recognized by Great Place to Work as one of the 2020 Best Workplaces for Parents, which was determined through employee experience feedback representing 4.8 million U.S. employees across more than 20 industries – the largest annual study of working parents to date.Which insurance companies are the worst?
The following list contains the 11 WORST insurance companies in America:- Allstate. The AAJ list explains that even the CEO of this company admits that Allstate's loyalty does not lie with its customers.
- Unum.
- AIG.
- State Farm.
- Anthem.
- Farmers.
- UnitedHealth.
- Global Life.
How fast does Liberty Mutual pay claims?
In general, it can take Liberty Mutual an average of ten weeks to respond to a demand package. After reaching a settlement, it can take anywhere from two to six weeks to receive a settlement check.What do you know about Liberty Mutual?
Liberty Mutual Group is an American diversified global insurer and the third-largest property and casualty insurer in the United States.Liberty Mutual.
| Type | Mutual |
|---|---|
| Founded | July 1, 1912 (as Massachusetts Employees Insurance Association) |
| Headquarters | 175 Berkeley Street Boston, Massachusetts , U.S. |
| Area served | Worldwide |
How much is Liberty Mutual car insurance a month?
Here are the monthly rates for Liberty Mutual car insurance by driver type, according to ValuePenguin: Standard driver: $179 for basic coverage and $282 for full coverage. Driver with an accident: $205 for basic coverage and $323 for full coverage.Who are the top 3 insurance companies?
Top 10 Writers Of Homeowners Insurance By Direct Premiums Written, 2020| Rank | Group/company | Market share (2) |
|---|---|---|
| 1 | State Farm | 17.9% |
| 2 | Allstate Corp. | 8.9 |
| 3 | USAA Insurance Group | 6.7 |
| 4 | Liberty Mutual | 6.3 |
What is the rating on Liberty Mutual Insurance?
Liberty Mutual Insurance ReviewLiberty Mutual is a good insurance company and is rated 3.3/5 by WalletHub's editors, based on insurance quotes, ratings from organizations like J.D. Power, and recent customer reviews.
Who is Liberty Mutual owned by?
Liberty Mutual, which is not publicly traded but instead owned by its policyholders, is the second-largest Massachusetts-based company based on revenue, behind only General Electric Co.How much does your insurance go up after an accident Liberty Mutual?
AVERAGE INSURANCE RATE INCREASE AFTER A COLLISION (AT-FAULT)| Insurance provider | Average increase after an accident |
|---|---|
| Liberty Mutual | $710 |
| Nationwide | $826 |
| Progressive | $1,168 |
| State Farm | $304 |
Is Allstate an A rated company?
Customer satisfaction (J.D. Power) — Average: J.D. Power rates Allstate as average in overall customer satisfaction. Financial strength — Excellent: Allstate earned an A+ financial strength rating from A.M. Best. An insurance company's financial strength reflects its ability to pay out claims.How good is AAA auto insurance?
AAA auto insurance ranks below average in J.D. Power's 2021 Auto Insurance Satisfaction Study in several regions nationwide, as well as in its 2020 Auto Claims Satisfaction study. However, AM Best rates AAA car insurance company an A in financial stability, which proves its ability to pay out car insurance claims.Is Geico good at paying claims?
In a 2020 J.D. Power study of customer satisfaction for auto insurance shopping, Geico rated as the top large insurer, but rated below average for auto insurance claims satisfaction.Does Liberty insurance use a real EMU?
Liberty Mutual Insurance has been running a series of commercials featuring an emu outfitted with sunglasses, wigs and other demeaning attire. “LiMu Emu is a mix of a real bird and CGI. Live emus were used during the initial shoot on set.Are Liberty Mutual and Progressive the same company?
An Overview Of Liberty Mutual And Progressive Liberty Mutual and Progressive are both national car insurance providers that offer standard coverage with optional add-ons. The insurance companies are about equal when it comes to cost and discounts, as well as quotes and claims processing.Who is better Geico or Liberty Mutual?
GEICO also ranked as the #1 auto insurer of 2015, with Liberty Mutual as #8. However, Liberty Mutual won a J.D. Power award in 2015 for best customer buying experience.U.S. Auto Insurance Claims Satisfaction Study (2015)
| Liberty Mutual Auto Insurance | GEICO Auto Insurance | |
|---|---|---|
| Repair Process | Average | Below average |
Is Geico really the cheapest?
Geico is the cheapest car insurance company we found for good drivers that have a clean driving record, but lack a military affiliation. If your credit rating needs work, Geico also offers cheaper car insurance than most of the providers in our study.How do I talk to a real person at Liberty Mutual?
How to get in touch with us- Connect using social: Tweet us: @AskLiberty.
- By phone: Dial customer service: 1-800-290-8711.
- By mail: Billing Address: Liberty Mutual Insurance Group. Personal Market - RPC. PO Box 1604.
- Corporate information: Liberty Mutual Insurance Group corporate offices. Contact corporate offices.
Does Geico use Assurant?
When you click on the "Assurant's service website" link, you will be taken to a site owned by Assurant, not GEICO. GEICO has no control over the privacy practices of the companies mentioned above and assumes no responsibility in connection with your use of their website.What companies are affiliated with Geico?
Government Employees Insurance Company (GEICO) and its affiliates:- GEICO General Insurance Company,
- GEICO Indemnity Company,
- GEICO Casualty Company,
- GEICO Advantage Insurance Company,
- GEICO Choice Insurance Company, and.
- GEICO Secure Insurance Company.
- GEICO County Mutual Insurance Company, and.
- GEICO Insurance Agency, LLC.
