How do I insure my cell phone?
Emma Newman
Updated on March 25, 2026
Documents Required
The customer needs to submit the required documents to the insurance company for initiating the claim process for the insured mobile phone. Some of these documents may include an original invoice of the phone, along with the serial number of the phone and the insurance policy number.
Keeping this in view, is it worth insuring your mobile phone?
You should consider buying mobile phone insurance if:
You have a history of lost, stolen or broken phones. You have an expensive smartphone and/or you're locked into a long-term contract. You couldn't afford to replace the handset and you wouldn't want to downgrade to a cheaper model.
Similarly, what is the best insurance for cell phones? The Best Cell Phone Insurance Companies
- SquareTrade. SquareTrade. Get Coverage. SquareTrade.
- AppleCare+ AppleCare+ Get Coverage. AppleCare+
- Samsung Premium Care. Samsung Premium Care. Get Coverage. Samsung Premium Care.
- AT&T Device Protection. AT&T Device Protection. Get Coverage. AT&T Device Protection.
Similarly one may ask, how do I get insurance on my mobile phone?
Protect your phone from loss, theft and more with a smartphone insurance plan
- Saves you money. Avoid paying full retail cost for a replacement phone if the unexpected occurs.
- Next-day phone replacement. Receive a replacement cell phone in as little as 24 hours.
- Full insurance coverage.
How much does cell phone insurance cost?
4 Surprising Things About Cell Phone Insurance
| Monthly fee | Deductible | |
|---|---|---|
| AT&T | $8.99 | $25-$299, depending on device. |
| Sprint | $9-$17 | $50-$275, depending on device. |
| T-Mobile | $7-$10 | Up to $275, depending on device. |
| Verizon | $9 for smartphones, $5 for basic phones, tablets | $99-$199 for smartphones, $19-$199 for basic phones, tablets. |
Related Question Answers
What do I say to my insurance claim if I lost my phone?
What to say when claiming phone insurance- A crime reference or lost property number.
- Proof of purchase.
- IMEI number.
- Details of how your phone has been damaged or lost.
Are mobile phones covered under contents insurance?
Just like your other possessions, mobile phones are covered as standard when you buy our Contents Insurance. However, your mobile phone is covered in the home under the contents section of a policy.What does excess mean on phone insurance?
how much the policy excess is – this means the amount you'll have to pay before any claim you make is paid. what kind of exclusions the policy has - for example phones taken from schools or other public buildings are not covered by lots of policies.What is covered under Phone Insurance?
Wireless Phone Protection is a device protection option that gives you: Coverage for loss, theft and damage (including water damage) As soon as next-day device replacement. Unlimited cracked-screen repair for $29/claim for select smartphones and subject to parts availability*What is standard excess phone insurance?
It is a specialist insurance policy that covers the cost of replacing or repairing your phone if it is lost, damaged, or stolen. Mobile phone policies usually have a lower excess than most other contents insurance policies, typically around £50. They also include extra cover like: Accidental damage.Can you get phone insurance after purchase?
Many mobile phone policies usually have a condition that you can only start cover within six months of purchasing a new mobile phone. If you purchased your mobile over six months ago, getting cover can be difficult, though Gadget Cover* will accept mobiles up to 18 months after the purchase date.How do I get insurance for my iPhone?
How to buy- Purchase AppleCare+ with your new iPhone.
- Or buy it within 60 days of your iPhone purchase by calling 000800 1009009 (requires you to run a remote diagnostic and provide proof of purchase).
What is an alternative plan to purchasing cell phone insurance?
Alternatives to your carrier's insurance plan, such as AppleCare+ and SquareTrade, can save you $115 or more in monthly premiums for a single device over two years — more if you make a claim — but neither covers lost or stolen phones. Read on for details about AppleCare+, SquareTrade and plans from the major carriers.Is iPhone insurance worth the money?
With numbers like that, insuring your smartphone for repair or replacement might seem like a good idea, especially when premiums can be as low as $7 to $36 per month. But while that sounds great, it's not that simple. For each claim you file, you'll pay a deductible that could run anywhere from $29 to $225.Does insurance on phone cover cracked screen?
Phone insurance policies cover accidental damage to smartphones and many typically include cracked screens. You may have bought insurance from your network carrier with your phone, or you have coverage from a specialist such as Protect Your Bubble.Which credit cards have cell phone protection?
What credit cards offer cell phone protection?| Credit card | Coverage limits per claim/per 12-month period | Deductible |
|---|---|---|
| Wells Fargo Cash Wise Visa® Card | $600 / $1,200 | $25 |
| Wells Fargo Platinum Card | $600 / $1,200 | $25 |
| Wells Fargo Propel American Express® Card | $600 / $1,200 | $25 |
| U.S. Bank Visa® Platinum Card | $600 / $1,200 | $25 |
