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The Daily Insight

How do I get a pension card in Australia?

Author

James Craig

Updated on April 26, 2026

You can get a Pensioner Concession Card if you get certain payments from us.

You can get a card if for more than 9 months you've been getting any of the following payments:

  1. JobSeeker Payment.
  2. Parenting Payment partnered.
  3. Partner Allowance.
  4. Sickness Allowance.
  5. Special Benefit.
  6. Widow Allowance.

Correspondingly, what age can you get a pension card in Australia?

If your birth date is You'll qualify for age pension at age
1 July 1952 to 31 December 1953 65 years and 6 months
1 January 1954 to 30 June 1955 66 years
1 July 1955 to 31 December 1956 66 years and 6 months
From 1 January 1957 67 years

Additionally, how do I get a concession card? You can get a Pensioner Concession Card if you get: Age Pension. Carer Payment. Disability Support Pension.

Or, you have a partial capacity to work and you get 1 of these payments:

  1. JobSeeker Payment.
  2. Parenting Payment partnered.
  3. Youth Allowance as a job seeker.

Also asked, how do I get a replacement pension card in Australia?

If you lose your pensioner concession card or it gets damaged or stolen, you can replace it by:

  1. requesting a new card via your myGov account linked to Centrelink.
  2. calling Centrelink on 132 300 or your regular payment line.
  3. visiting a Centrelink Service Centre.

What is a pension card in Australia?

Pensioner Concession Card. A concession card to get cheaper health care, medicines and some discounts if you get certain payments from us. Who can get a card. You can get a Pensioner Concession Card if you get certain payments from us.

Related Question Answers

What is Australian retirement age?

How Age Pension age increases
Your birthdate Your Age Pension age Date of Age Pension age change
1 January 1954 to 30 June 1955 66 years 1 July 2019
1 July 1955 to 31 December 1956 66 years and 6 months 1 July 2021
On or after 1 January 1957 67 years 1 July 2023

What do over 60s get free?

Once you hit 60 years old, medicine prescribed by your doctor is free anywhere in the United Kingdom. Before this age, you can access free prescriptions in Northern Ireland, Wales and Scotland. However, those residing in England will have to part with £8.60 in prescription charges.

How much money can you have and still get a pension in Australia?

Centrelink asset test limits for Allowances and full Age Pensions from 1 July 2019
Situation Homeowners Non-homeowners
Single $263,250 $473,750
Couple (combined) $394,500 $605,000
Illness separated (couple combined) $387,500 $594,500
One partner eligible (combined assets) $394,500 $605,000

How much is full pension in Australia?

The rates for a full Age Pension for Australian residents for the period 20 March 2020 to 19 September 2020 are listed below: Single: $944.30 per fortnight (approximately $24,554 per year) Couple (each): $711.80 per fortnight (approximately $18,507 per year)

Can I retire and collect Social Security at 55?

Can I Collect My Social Security Benefits At Age 55? Unless you are disabled, the earliest that you can potentially draw Social Security retirement benefits is at age 62. You could potentially file just for reduced Social Security benefits as early as age 62 and then file for Railroad retirement later, or vice versa.

What does a seniors card entitle you to?

The Seniors Card is the original benefits card provided by the program. It offers discounts and deals at over 7,400 businesses, plus access to a Gold Opal Card and transport concessions that were created to help people who are fully or largely retired get around more affordably and stay active and connected.

Who is eligible for concession card in Australia?

Pensioner Concession Cards are issued by Centrelink to those receiving and Age Pension, Disability Support Pension or Carer Payment. You may also be eligible for a Pensioner Concession Card if you are over 60 years of age and have been receiving any of the following payments for at least nine months: Newstart Allowance.

At what age are you classed as a pensioner?

The State Pension ages have been undergoing radical changes since April 2010. The changes will see the State pension age rise to 65 for women between 2010 and 2018, and then to 66, 67 and 68 for both men and women. There are plans to change State Pension ages further.

What benefits do Aged pensioners get?

The Age Pension is both a regular income stream paid to your bank account every fortnight, and a way of accessing discounts and concessions on life and health essentials. A Pensioner Concession Card gives you access to discounts on: Prescription medication. Property and water rates.

What is the difference between health care card and pension card?

The concession cards that are issued by the Commonwealth Government include: the Pensioner Concession Card (for all pensioners and certain social security allowance recipients under specific conditions); the Health Care Card (generally for social security allowees and low paid workers); and.

What is a Centrelink pensioner concession card?

Pensioner Concession Cards are issued by Centrelink to those receiving and Age Pension, Disability Support Pension or Carer Payment. You may also be eligible for a Pensioner Concession Card if you are over 60 years of age and have been receiving any of the following payments for at least nine months: Newstart Allowance.

What discounts can you get with a pension card?

With a Pensioner Concession Health Card you can get cheaper medicine, bulk billed doctors visits and help with hearing services. With your card you can get: cheaper medicine under the Pharmaceutical Benefits Scheme.

What discounts do pensioners get?

15 Everyday Discounts for Retirees
  • Groceries. The average retired couple spends $283 a month on food at home, which isn't much, but there are still ways to cut back.
  • Dining out. You don't need to rely on the early bird special to save on fine dining.
  • 3. Entertainment.
  • Cars.
  • Auto registration.
  • Public transit.
  • Travel.
  • Cellphone service.

Do aged pensioners get free ambulance?

Ambulance Cover in NSW If you live in New South Wales and are the holder of a Health Care Concession Card, Pensioner Concession Card, or Commonwealth Seniors Health Card, you're entitled to free ambulance services3.

What does a pensioner concession card cover?

As the holder of a Pensioner Concession Card, you are entitled to reduced-cost medicines under the Pharmaceutical Benefits Scheme (PBS) and various state and territory government concessions, such as reductions on property and water rates, energy bills, motor vehicle registration and public transport.

What concessions are available for pensioners in Queensland?

Queensland Government concessions The Queensland Government provides cost of living support to eligible seniors. Concession categories include energy, property, medical and disability, transport, education and leisure. For more information visit the Queensland Government's Smart Savings website or phone 13 74 68.

What benefits do pensioners get in NSW?

With a Pensioner Concession Health Card you can get cheaper medicine, bulk billed doctors visits and help with hearing services.

Other benefits

  • utility bills.
  • property and water rates.
  • public transport fare.
  • motor vehicle registration.
  • train fare.

What qualifies as a concession?

A ticket type labeled "Concession" may vary from event to event. It may refer to a student or senior and offer a discounted ticket price. Please note that you may be asked to supply your student ID or senior Gold Card at the door/gate of the event when presenting your a Concession ticket.

How do I qualify for a health care card?

You may get a Health Care Card if you get specific payments or supplements from us. You'll get it if you're on the maximum rate of Family Tax Benefit Part A.

Eligibility

  1. ABSTUDY living allowance.
  2. Austudy.
  3. JobSeeker Payment.
  4. Partner Allowance.
  5. Parenting Payment partnered.
  6. Special Benefit.
  7. Widow Allowance.
  8. Youth Allowance.

What does a health care card entitle you to?

A Health Care Card entitles you to cheaper prescription medicines under the Pharmaceutical Benefits Scheme. You may be eligible for other concessions from the Australian Government. Some of these concessions may be available for a dependent child.

What benefits do you get with a concession card?

As the holder of a Pensioner Concession Card, you are entitled to reduced-cost medicines under the Pharmaceutical Benefits Scheme (PBS) and various state and territory government concessions, such as reductions on property and water rates, energy bills, motor vehicle registration and public transport.

How do I get a health care card in Australia?

You may get a Health Care Card if you get specific payments or supplements from us. You'll get it if you're on the maximum rate of Family Tax Benefit Part A.

Eligibility

  1. ABSTUDY living allowance.
  2. Austudy.
  3. JobSeeker Payment.
  4. Partner Allowance.
  5. Parenting Payment partnered.
  6. Special Benefit.
  7. Widow Allowance.
  8. Youth Allowance.

How much can you earn before losing health care card?

Individuals and families earning between 138% and 400% of the federal poverty level may be eligible. While the exact amount changes yearly, an individual earning up to about $46,680 or a couple earning up to $62,920 may still qualify for some premium assistance.

How do I get a pensioner concession card?

Pensioner Concession Cards are issued by Centrelink to those receiving and Age Pension, Disability Support Pension or Carer Payment. You may also be eligible for a Pensioner Concession Card if you are over 60 years of age and have been receiving any of the following payments for at least nine months: Newstart Allowance.

How do I apply for a senior concession card?

How do I apply for the Concession Card? You may apply for the Senior Citizen Concession Card one month before your 60th birthday by clicking HERE or via TL SimplyGo mobile app. Alternatively, you may submit your application at any TransitLink Ticket Office.

Is Medicare a health care card?

When you're enrolled in Medicare, you'll get your red, white, and blue Medicare card in the mail. Your Medicare card shows that you have Medicare health insurance. It shows whether you have Part A (Hospital Insurance), Part B (Medical Insurance) or both, and it shows the date your coverage starts.

Who gets the $250 travel card?

To be eligible for the trial a person must be: Aged over 66 years. Receiving the Age pension (you must have received the Age pension for at least one month; or. Receiving either a Service Pension; Disability pension under the Veteran's Entitlements Act 1986 or a War Widow(er) Pension.

What concessions can I get at 65?

  • Extra pension payments.
  • Money off your council tax.
  • Help towards hospital travel costs.
  • Free Strictly Come Dancing.
  • Lost pensions or bank accounts.
  • Free eye tests.
  • Free travel.
  • Help with housing costs.

Is Rego free for pensioners in NSW?

NSW registration is free for eligible pensioners. NSW stamp duty and transfer fees are not payable by certain DVA pensioners (those receiving a disability pension of 70% or higher, TPI or EDA pensioners or those assessed under the Military Rehabilitation and Compensation Act 2004 at 50 or more impairment points).

How do I get a concession card from Centrelink?

You can get a Pensioner Concession Card if you get: Age Pension. Carer Payment. Disability Support Pension.

You're also eligible if you're 60 or older and for more than 9 months have been getting 1 of these:

  1. JobSeeker Payment.
  2. Parenting Payment partnered.
  3. Partner Allowance.
  4. Sickness Allowance.
  5. Special Benefit.
  6. Widow Allowance.

Can my partner use my pension card?

A. The good news is that your partner should be entitled to concessions as he is named on your Pension Concession Card. He will receive prescription medicines on the Pharmaceutical Benefits Scheme at a concession rate.

What is the difference between a pensioner concession card and a Commonwealth Seniors Health Card?

These cards entitle holders to a range of benefits. Senior Cards are available from your local State or Territory government. If you're receiving the Age Pension, you'll be entitled to a Pensioner Concession Card. If you're not receiving the Age Pension, you may be entitled to a Commonwealth Seniors Health Card.