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The Daily Insight

How do I claim housing benefit and council tax?

Author

Abigail Rogers

Updated on March 30, 2026

You can claim Housing Benefit with your claim for Employment and Support Allowance, Income Support or Jobseeker's Allowance. You can call the Jobcentre Plus on 0800 055 6688. Lines are open Monday to Friday 8.00 am to 6.00 pm. Jobcentre Plus will send details of your claims for Housing Benefit to your local council.

Accordingly, is housing benefit the same as council tax benefit?

Housing benefit and council tax reduction are state benefits that help people on a low income to pay their rent and council tax.

Additionally, what qualifies for council tax reduction? You can claim a council tax reduction if you pay council tax but you're on a low income or no income at all and have savings below £16,000. You can apply whether you rent or own your home, but you must actually live there and it must be your only or main place of residence.

One may also ask, how do I claim for housing benefit?

To claim Housing Benefit you usually have to:

  1. have a low income or be claiming other benefits.
  2. be at least 16 years old – if you've been in care you'll need to be at least 18.
  3. either have less than £16,000 in savings or be getting the guarantee part of Pension Credit.

Can I claim housing benefit with savings?

Usually, you will not get Housing Benefit if: your savings are over £16,000 - unless you get Guarantee Credit of Pension Credit. you're paying a mortgage on your own home - you may be able to get Support for Mortgage Interest (SMI)

Related Question Answers

What benefits are disregarded for housing benefit?

Disregarded monies

Some incomes are completely disregarded for the calculation of Housing Benefit, for example Child Benefit, Disability Living Allowance and money received from an ex-partner towards child maintenance.

Is council tax paid on universal credit?

If you receive Universal Credit you may have to pay less in Council Tax. This will depend on your circumstances and where you live. If you are claiming Universal Credit for the first time you should apply for Local Council Tax Reduction straight away, as many local councils will not backdate it for you.

How is my council tax benefit calculated?

If your weekly income is more than your Applicable Amount, the amount of Council Tax Reduction entitlement you receive will be equal to the weekly Council Tax. We call any income over your Applicable Amount 'Excess Income'. This is less 20% of the weekly Excess Income figure, and less any non-dependant deductions.

How do I apply for housing benefit Hackney?

For support applying online please tel 020 8356 3399.

How do I make a council house claim?

You can apply for a home through your local council. They might also call it 'social housing'. If your application is accepted, you'll go on to a waiting list of people who need a council home. Your council will then prioritise applications based on who needs a home most urgently.

How long does a claim for Housing Benefit take?

within 2 weeks

Can I apply for housing benefit without universal credit?

Anyone who is already claiming Housing Benefit, rather than Universal Credit for help with their rent can continue to claim Housing Benefit, until such time as they have change in their circumstances which triggers a migration to Universal Credit.

What documents you need to apply for housing benefit?

Supporting documents for your claim
  • Two pieces of identification.
  • Proof of your National Insurance number.
  • Proof of capital, savings and investments.
  • Proof of your earnings – paid weekly, fortnightly or monthly.
  • Proof of your earnings – self-employed.
  • If you receive benefits from the Department of Work and Pensions.
  • Proof of private rent or tenancy.

Can I get housing benefit on state pension?

You can claim these benefits even if you are over State Pension age as long as your income is low enough: Housing Benefit. Council Tax Support. Working Tax Credit (you can't make new claims for this, but if you're already getting it you can carry on receiving it)

How do I claim housing benefit on Universal Credit?

If you already get Universal Credit, apply for housing payments in your online account.

After you've applied

  1. a current tenancy agreement, rent statement or rent book.
  2. a signed letter from your landlord (saying that you live there, pay rent and are living there legally)
  3. details of service charges you're responsible for.

Can you apply for housing benefit before you move in?

Housing Benefit is normally only paid for the address at which you live. In certain circumstances, the government allows the Council to pay Housing Benefit prior to the date you move in. The maximum period we can pay Housing Benefit, prior to moving in, is 28 days.

How much housing benefit can I get for a private rent?

The maximum amount of Housing Benefit payable is: 100% of your eligible rent (after any ineligible service charges) If you are not working, your maximum housing benefit will be restricted so that the most you can receive in all benefits paid will be £500 per week for a couple or family or £350 for a single person.

Is housing benefit included in universal credit?

Universal Credit includes a housing element that will replace Housing Benefit. This is paid direct to the tenant who is responsible for paying their own rent. With direct payment, tenants will start receiving their Housing Benefit payment direct rather than having their rent paid for them.

What is classed as a low income?

Low pay: an introduction

Living on low pay can lead people into debt and feelings of low self-esteem. The government's department of work and pensions defines low pay as any family earning less than 60% of the national median pay.

Can't afford council tax this month?

Contact your council as soon as possible if you're struggling to pay your Council Tax or are behind with your payments. You can choose to spread your payments over 12 months instead of the usual 10 to reduce the amount you're asked to pay on each bill. Ask your council to set this up for you.

How much can you earn to get council tax reduction?

Your net weekly income is after deducting any tax and national insurance payments. This includes 50% of any payment to a pension scheme. If you have more than £16,000 worth of capital assets, you will not receive benefit. For every £250 or part £250 above £6,000, we add £1.00 to your weekly income.

How do I apply for council tax exemption?

To qualify for council tax exemption, the council needs to consider you to be a 'disregarded person'. You'll be disregarded from paying council tax if you're any of the following: A full-time student (you've probably got that by now!)

Who pays for council tax in a rented property?

When landlords subdivide their property and rent it out to tenants who all have separate rental agreements, the landlords become responsible for paying the council tax. So, if three people rent bedsits in the same flat on individual contracts, the landlord will be responsible for paying the council tax.

Can I get a council tax reduction if I'm a carer?

You may qualify for a discount for carers if you're a carer. you provide at least 35 hours a week of care to a person who is entitled to receive one of the following: any rate of Attendance Allowance. the middle or highest rate of the care component of Disability Living Allowance.

Do NHS staff get discount on council tax?

You will get a 50% discount if there are no adults living in your home, or because everyone who lives there has been "ignored" and no one is counted as living in your home.

Can council tax reduction be backdated?

If you've claimed Council Tax Reduction, but think you should have done this from an earlier date, you'll need to write to us asking us to backdate your claim. You'll need to give a good reason why your claim is late. Council Tax Reduction can only be backdated for up to 6 months.

What is council tax reduction working age scheme?

Council Tax Reduction (CTR) is a new discount scheme for persons of working age which came into effect from 1 April 2019. The discount is administered by Basildon Council in order to reduce the amount of Council tax charged for people who are on a low income or are unemployed.

Do you get single person discount on council tax?

If you are the only adult who lives in your home, you can get a 25% discount on your Council Tax bill. You will need to tell your council that you are the only adult living in your home and apply for the discount. Your income and savings won't affect this discount.

Can DWP check my savings?

If evidence is found against you, the DWP or other authorities could look at you financial records including bank statements, bills and mortgage accounts. Authorities are allowed to collect information, including from banks, under the Social Security Administration Act.

How many hours can I work without it affecting my benefits?

If you claim Income Support or Jobseeker's Allowance you should normally either be not working or working on average less than 16 hours a week. Partners of people receiving Income Support/Jobseeker's Allowance are able to work for, on average, up to 24 hours a week, without their partner's entitlement being affected.

How much savings can I have on Universal Credit 2020?

The upper limit is £16000, so anyone with savings (capital) over £16,000 cannot get Universal Credit. DWP have confirmed that money put aside for the purpose of paying a tax bill for a business will be disregarded if it is in a business bank account or you can provide evidence to show why it put aside.