Does insurance pay for reconstruction after mastectomy?
Daniel Martin
Updated on March 20, 2026
Herein, does most insurance cover breast reconstruction surgery?
Breast reconstruction procedures should be covered by your health insurance plan, whether they are done right away, soon after mastectomy/lumpectomy, or many years later. This includes procedures that may be needed over time to refine the reconstructed breast and/or to create symmetry (balance) between the two breasts.
Additionally, what percentage of mastectomy patients get reconstruction? About 40 percent of women who undergo a mastectomy have breast reconstruction surgery, according to 2014 data released last year by the federal Agency for Healthcare Research and Quality.
Beside above, will my insurance pay for a double mastectomy?
Insurance companies that offer mastectomy coverage must also provide coverage for reconstructive surgery after mastectomy. But there is a chance they may not pay to remove or reconstruct a breast that does not have cancer. Most women are satisfied with the results of the surgery, but some women regret having it.
Can you have reconstruction after mastectomy?
Breast reconstruction also can be done many months or even years after mastectomy or lumpectomy. During reconstruction, a plastic surgeon creates a breast shape using an artificial implant (implant reconstruction), a flap of tissue from another place on your body (autologous reconstruction), or both.