Can I book train ticket through debit card?

People booking train tickets using their debit cards — at ticket counters as well as through the IRCTC website — will find the tickets a tad cheaper. MDR charges will not be levied on passengers for booking railway tickets on payment made through debit cards for a transaction value up to ₹1 lakh, said the release.

Correspondingly, how do I book a train ticket using a debit card?

You can now book railway tickets through the IRCTC website. By simply using your credit or debit card, you can book a ticket from the comfort of your home. To make the process easier, IRCTC has launched the IRCTC RuPay Prepaid Debit Card. IRCTC debit card can be used on the website to make a booking.

Furthermore, how can I pay with Irctc debit card? "To use any Debit/Credit Card on Payment page, select 'Payment Gateway/Credit/Debit Cards' and use any Payment Gateway," IRCTC said on its website - irctc.co.in.

Besides, which debit cards are accepted by Irctc?

These are ICICI Bank, HDFC Bank, Citi Bank, Axis Bank, Paytm, PayU and ITZ Cash. Payment gateway of American Express Bank is integrated for Amex Card and of Kotak Bank for accepting Rupay Cards. IRCTC also accepts international Debit/Credit cards through the payment gateway of M/s Atom, IRCTC said.

Can I book railway ticket through credit card?

If train ticket booking is made using credit or debit cards: If you happen to be a Visa or Mastercard holder then some of the banks including HDFC Bank, CitiBank, Paytm, PayU and even IRCTC will levy 1.8% plus taxes for booking railways ticket using credit card.

Related Question Answers

Which payment gateway is best for Irctc?

The payment gateway options available at irctc website are pretty good and one of them is HDFC payment gateway for credit card purchases. Alternativel, you can opt to use e-wallet facility of IRCTC.

How can I pay my ticket online?

To pay a ticket or fine, issued under the Provincial Offences Act:

go to our online system.
enter the information on the ticket or notice.
you will be directed to a municipal court office website, which will tell you how to pay your ticket.

Does Irctc charge on credit card?

Every time you book tickets via IRCTC, a nominal rate is charged for payments via net banking, credit/debit cards, e-wallets etc. For transactions made through digital wallet Paytm, IRCTC charges 1.80 per cent plus applicable tax, the ticketing arm of Indian Railways said on its website - irctc.co.in.

Does Irctc ask ATM PIN?

IRCTC has nothing to do with your PIN Number. In-fact, PIN Number is only used on payment gateway page to authenticate your transaction. So that, in case of cancellation of ticket or any other issue, IRCTC could credit back deducted amount to your debit card. So, there is no need to worry about it.

Is Paypal accepted in Irctc?

Book your Train Tickets Online on Yatra and use paypal as payment mode to avail cashback upto Rs 500 on minimum booking amount of Rs 2000.

Why does Irctc ask for ATM PIN?

IRCTC has nothing to do with your PIN Number. In-fact, PIN Number is only used on payment gateway page to authenticate your transaction. IRCTC only keeps record of your Debit Card Number, Name, Expiry Date.

Which credit card is best for Irctc ticket booking?

Best Credit Cards for Railway Ticket Bookings in India 2020

Best Credit Cards for Railway Ticket Bookings
Our Top Pick	IRCTC SBI Platinum
Cashback	HDFC Bank Bharat
Railway Lounge	ICICI Bank Rubyx Amex
Air Miles	JP HDFC Diners

How can I link my bank account to Irctc?

First you have to add Name in your IRCTC master list using desktop pc.

Login your account.
Go to my profile.
Go to master list.
Add all name you have to book ticket.
Now using Android phone install paytm & IRCTC rail connect app.
If you don't have paytm account creat it.
Add money to paytm wallet.

Can you pay for train tickets by debit card?

Contactless payments are another way to pay for your fare. Contactless payments are available on all public transport in the Opal network. You can use a contactless credit or debit card or linked device for Adult Opal fares and travel benefits.

How can I avoid charges in Irctc?

If you book a ticket of ₹100 or above from the reserved counter at railway stations, you can get a maximum discount of ₹50. The offer is valid till June 12, 2020. The convenience fee on online tickets bought through IRCTC was also waived three years ago to promote digital transactions.

Which wallet is best for Irctc?

If you by heart Debit card numbers, this is the best option for Tatkal booking. Apart from this, the new IRCTC Rail Connect App has two payment options - 1. E-wallets (Mobikwik, PayU, IRCTC E-wallet) . Two - PayTm - PayTm wallet+ net banking+Debit/Credit card payment options.

Does Paytm charge for train ticket booking?

"We are delighted to announce that users can now book train tickets on Paytm without paying the service charge, payment gateway charge or any other kind of convenience fee. If the ticket amount is equal to Rs 1000 and above, then Payment gateway charges will be applicable as 0.75 per cent of the e-ticket amount.

Does Irctc charge convenience fee?

Starting from September 1, Indian Railways Catering and Tourism Corporation (IRCTC) is levying a service charge of ₹15 per ticket for non-AC classes. The convenience fee on online tickets bought through IRCTC was waived three years ago to promote digital payments in the country.

What is Irctc pay?

IRCTC eWallet is a scheme under which user can deposit money in advance with IRCTC and can be used as payment option along with other payment options available on IRCTC for paying money at the time of booking tickets.

What is Irctc convenience fee?

Starting from September 1, Indian Railways Catering and Tourism Corporation (IRCTC) is levying a service charge of ₹15 per ticket for non-AC classes. For tickets in AC classes, including the first class, the convenience fee is ₹30, according to IRCTC.

What is pay on delivery Irctc?

IRCTC has launched a new feature on their train ticket booking portal and it is called Pay on Delivery. What this means is you can book the tickets online and those tickets will be delivered to you at your doorstep. You can pay by cash or card after you have recieved the tickets.

Which payment gateway is used by Irctc?

The Government payment gateways that are enabled for booking tickets through IRCTC mobile app are netbanking, debit cards, credit cards and Unified Payments Interface (UPI)/ Bharat Interface for Money (BHIM). All these payment gateways are provided by five Multiple Payment Providers integrated on IRCTC Mobile App.

Why is Irctc charging convenience fee?

What is debit card with PIN in Irctc?

In-fact, PIN Number is only used on payment gateway page to authenticate your transaction. IRCTC only keeps record of your Debit Card Number, Name, Expiry Date. So that, in case of cancellation of ticket or any other issue, IRCTC could credit back deducted amount to your debit card.

Why SBI net banking is not working in Irctc?

in the new website of IRCTC , SBI net banking payments are not getting through due to which ,, SBI netbanking users ( which are in very large in number s) are not able to book tickets. amounst are getting deducted from SBI bank , but not getting received at IRCTC end and hence tickets are not getting booked.

What are convenience fees?

A convenience fee is a fee charged by a seller when a consumer pays with an electronic payment card rather than by a standard form of payment accepted by the business. Types of payments where the payee typically charges a convenience fee include mortgage payments, property tax payments, college tuition, and taxes.

Can I save card details in Irctc app?

IRCTC has now introduced an e-wallet using which users can book ticket through its mobile app IRCTC Rail Connect. This e-wallet facility of IRCTC will help you save time by eliminating payment approval cycle, IRCTC said on its website.

What is Irctc platinum card?

IRCTC SBI platinum card is one-of-its-kind credit card which provides customers with free railway tickets and a host of other benefits too. Indian Railway Catering and Tourism Corporation (IRCTC) in partnership with State Bank of India (SBI) offers IRCTC SBI platinum card for train ticket bookings.

How can I save my convenience fee in Irctc?

If you book a ticket of ₹100 or above from the reserved counter at railway stations, you can get a maximum discount of ₹50. The offer is valid till June 12, 2020. The convenience fee on online tickets bought through IRCTC was also waived three years ago to promote digital transactions.